How To Make Ends Meet During A Crisis

This coronavirus is causing Americans to make tough decisions. Unfortunately, everyone’s financial situation is unique and the “right answers” are different for everyone. Some Americans already have access to home equity lines of credit or personal loans. Some...

Unexpected Medical Debt? Can’t Afford Your Bills?

Medical debt is a growing area of concern for American citizens given the current pandemic, and it is an area of debt that you can sometimes have little control over. If you have a heart attack, you have no choice but to seek treatment. Even if you have basic...

Has Coronavirus Infected your Finances? Use Bankruptcy as a Bazooka!

I outlined in an earlier article the general advice to keep in mind if you need to make ends meet during a financial crunch. However, there are some additional considerations in play during this current epidemic that I wanted to make everyone aware of. The previously...

How to Plan Financial Recovery from Coronavirus

The rhetoric surrounding coronavirus is getting more and more serious to the point that it seems like we are going to be feeling the effects of COVID-19 well into April. It is important to keep bankruptcy in mind as a tool to get through this epidemic successfully....

I Can’t Afford My Multiple Mortgages

Many homeowners take out second or third mortgages on their homes in order to help them through tough times. Over time, homeowners can be in a position where their home is not worth the value of their mortgage. This is what it means when you hear that somewhere is...

What is Chapter 7 Bankruptcy?

Maybe you are reaching out to us because you are overwhelmed and stressed out over your creditors harassing you. Maybe you are reaching out to us because you were doing some research online and were worried about what you were reading. Allow us to help get rid of that...

What is a Chapter 13 Bankruptcy?

You might be reading this because you are facing a mortgage foreclosure. Or, maybe you have a steady job with a steady income, but your minimum payments are just too much for you to handle. Losing your house or facing repossession can be a stressful and scary thought....

Economic Realties Of Chester County PA Foreclosures

In Pennsylvania, Chester County ranks first in average household income and first in average home price. By looking at those stats alone, you would assume there were little to no foreclosures in that county. However, a quick look at the January 2015 sheriff sale list...

Economic Realities of Montgomery and Berks County Foreclosures

Areas like Pottstown and Reading, Pa. have hit hard times economically, and it has a direct effect on the number of foreclosures listed in those areas. In 2011, Reading had the largest percentage of residents living in poverty in the United States. Things have not...