2024 Financial Outlook

Now that the pandemic is over, there have been two lasting effects of the government spending spree: Goods and services inflation has been at 40-year highs Interest rates are at 30-year highs. For a select few, they are not impacted very much by this new cost...

Social Security Disability’s 5-Step Sequential Process

Social Security uses a 5-step process to determine every Social Security Disability case that is submitted to them for review. To prove that you are disabled under Social Security Disability’s rules, you must prove: You are “insured” for Social Security Disability...

7 most common myths when filing for bankruptcy

The Bankruptcy Code can be confusing and often leads to misconceptions. We hear them every day and want you to understand the truth — so take a look at some of the most common myths about bankruptcy and then get the facts. Myth 1 – Bankruptcy is only for people...

Debt Settlement vs. Bankruptcy – Which is the best option?

Debt Settlement vs. Bankruptcy Being overwhelmed with debt is stressful.  Month after month the bills arrive with no end in sight.  What a terrible feeling to see hundreds or thousands of dollars every month just pay interest.  The balances owed to the creditors...

How to Win a Social Security Disability Claim

Most people have heard horror stories about Social Security Disability claims taking forever, and people being denied who should clearly be approved for Disability benefits.  Claims can be hampered by a number of problems that cause some people to be denied who should...

How Inflation Will Impact Your Finances in 2022

Inflation has been a big topic this year. Used car prices have gone up more than 30%! Energy prices have risen 33.3% since November 2020. Gasoline is up 58.1%. Clothing costs have risen by 5%. Food prices have increased by 6%. Even if the government attempts to step...

Foreclosures During the Pandemic: The Future of Foreclosures

On August 31st, 2020, the Pennsylvania moratorium on foreclosures and evictions expired. According to Governor Wolf, only the Pennsylvania General Assembly can further extend those protections. Meanwhile, the national moratorium is still in effect through the end of...

Dangers of Refinancing Your Mortgage

The Federal Reserve has made two large interest rate cuts in 2020 to incredible lows. In order to capitalize on this, many homeowners might seize this opportunity in order to refinance their mortgage, and that would be a smart move depending on your current rate and...

How To Make Ends Meet During A Crisis

This coronavirus is causing Americans to make tough decisions. Unfortunately, everyone’s financial situation is unique and the “right answers” are different for everyone. Some Americans already have access to home equity lines of credit or personal loans. Some...