Unexpected Medical Debt? Can’t Afford Your Bills? I outlined in an earlier article the general advice to keep in mind if you need to make ends meet during a financial crunch. However, there are some additional considerations in play during this current epidemic that I...
The rhetoric surrounding coronavirus is getting more and more serious to the point that it seems like we are going to be feeling the effects of COVID-19 well into April. It is important to keep bankruptcy in mind as a tool to get through this epidemic successfully....
Many homeowners take out second or third mortgages on their homes in order to help them through tough times. Over time, homeowners can be in a position where their home is not worth the value of their mortgage. This is what it means when you hear that somewhere is...
Maybe you are reaching out to us because you are overwhelmed and stressed out over your creditors harassing you. Maybe you are reaching out to us because you were doing some research online and were worried about what you were reading. Allow us to help get rid of that...
You might be reading this because you are facing a mortgage foreclosure. Or, maybe you have a steady job with a steady income, but your minimum payments are just too much for you to handle. Losing your house or facing repossession can be a stressful and scary thought....
In Pennsylvania, Chester County ranks first in average household income and first in average home price. By looking at those stats alone, you would assume there were little to no foreclosures in that county. However, a quick look at the January 2015 sheriff sale list...
I Can’t Pay My Rent! The recent housing crisis hit Montgomery, Chester, and Berks counties hard. Many former homeowners in Pottstown, Birdsboro, Phoenixville, and other surrounding towns have become renters. Many of these rental units are not licensed. According to a...
Areas like Pottstown and Reading, Pa. have hit hard times economically, and it has a direct effect on the number of foreclosures listed in those areas. In 2011, Reading had the largest percentage of residents living in poverty in the United States. Things have not...
Let’s face it – a lot of people are facing economic difficulties today. Even though the employment rate has gone down significantly since 2009, the wage rate has not increased as rapidly as inflation. This squeeze in discretionary income has forced many people...
In the suburbs of a large city, such as Philadelphia, most people need a car. Most areas in Chester, Montgomery, and Berks County have subpar public transportation, and losing your means of transportation affects your ability to maintain employment or complete basic...
