Most people have heard horror stories about Social Security Disability claims taking forever, and people being denied who should clearly be approved for Disability benefits. Claims can be hampered by a number of problems that cause some people to be denied who should...
Inflation has been a big topic this year. Used car prices have gone up more than 30%! Energy prices have risen 33.3% since November 2020. Gasoline is up 58.1%. Clothing costs have risen by 5%. Food prices have increased by 6%. Even if the government attempts to step...
On August 31st, 2020, the Pennsylvania moratorium on foreclosures and evictions expired. According to Governor Wolf, only the Pennsylvania General Assembly can further extend those protections. Meanwhile, the national moratorium is still in effect through the end of...
The Federal Reserve has made two large interest rate cuts in 2020 to incredible lows. In order to capitalize on this, many homeowners might seize this opportunity in order to refinance their mortgage, and that would be a smart move depending on your current rate and...
This coronavirus is causing Americans to make tough decisions. Unfortunately, everyone’s financial situation is unique and the “right answers” are different for everyone. Some Americans already have access to home equity lines of credit or personal loans. Some...
Medical debt is a growing area of concern for American citizens given the current pandemic, and it is an area of debt that you can sometimes have little control over. If you have a heart attack, you have no choice but to seek treatment. Even if you have basic...
Unexpected Medical Debt? Can’t Afford Your Bills? I outlined in an earlier article the general advice to keep in mind if you need to make ends meet during a financial crunch. However, there are some additional considerations in play during this current epidemic that I...
The rhetoric surrounding coronavirus is getting more and more serious to the point that it seems like we are going to be feeling the effects of COVID-19 well into April. It is important to keep bankruptcy in mind as a tool to get through this epidemic successfully....
Many homeowners take out second or third mortgages on their homes in order to help them through tough times. Over time, homeowners can be in a position where their home is not worth the value of their mortgage. This is what it means when you hear that somewhere is...
Maybe you are reaching out to us because you are overwhelmed and stressed out over your creditors harassing you. Maybe you are reaching out to us because you were doing some research online and were worried about what you were reading. Allow us to help get rid of that...
