In today’s world, your average person is likely to take out multiple loans in order to live a comfortable life. Cars, houses, and other big-ticket items are just too expensive for most people to pay for out of pocket. Oftentimes, when a loan is taken out, collateral...
Bankruptcy can seem very complicated to your average person. There are a lot of factors which determine not only if you are eligible for bankruptcy, but which specific chapter of bankruptcy. For the majority of individuals, the options are usually chapter 7 or chapter...
For many, a college degree is a requirement for the career path they would like to pursue. Unfortunately, with the price of tuition, housing, and other fees, a college education is an expense that the vast majority of people cannot afford to pay for out of pocket. In...
Historically, debt collection has been an industry rife with corruption, harassment, and other unscrupulous practices. In order to protect residents in debt, Pennsylvania has created a number of regulations and laws designed to govern exactly how debts can be...
When applying for car loans, mortgages, personal loans, and more, lenders use your credit score to determine not only interest rates, but if the lender will even grant you a loan in the first place. For this reason, a poor credit score can have a seriously detrimental...
Filing for Chapter 13 bankruptcy requires committing to a repayment plan over the course of several years. However, life can be unpredictable, and some debtors may face circumstances that prevent them from completing or continuing with their repayment plan on time. In...
Financial situations can often lead to concerns about the protection of property. When you are struggling with debt, there are options to protect both your assets and your home. The strategy you choose to help relieve the burden of debt will depend on your financial...
Debt is a financial burden that can put stress on anyone. It can also become overwhelming for those who accumulate too much. Debt consolidation offers a way to simplify and manage multiple obligations. Understanding how debt consolidation works in Pennsylvania, as...
Facing foreclosure can be an overwhelming experience. Having a greater understanding of how the foreclosure process works in Pennsylvania allows you to navigate it more effectively. The foreclosure process involves numerous legal steps designed to protect both...
Pennsylvania allows individuals to file for bankruptcy even if a lawsuit is already filed against them. These lawsuits can be anything from defaulting on a loan to contract disputes. Civil lawsuits occur when someone (the plaintiff) files non-criminal legal action...
