In many parts of modern America, a car is a necessity. Unless you live in an area with a strong public transportation network, a car is required to get to work, get groceries, and to just get around in general. For this reason, many people considering Chapter 7...
Unfortunately, after a health scare, the cost of care can leave you on the hook for astronomical medical bills. This medical debt has the potential to destroy your financial health. For many, the only way to free themselves of medical debt is to declare bankruptcy. In...
Bankruptcy, while scary, can be a boon to those who find themselves in a dire financial situation. It offers the ability for one to escape debt and move on with their life. Unfortunately, the path of bankruptcy is not open to everyone. There are certain circumstances...
A personal guarantee is a legally binding promise made by an individual. Should the promise be reneged on, legal action can be taken against the guarantor. For this reason, care must be taken before making a personal guarantee in order to avoid legal repercussions...
Foreclosure is one of the most stressful and terrifying experiences a person can go through. For most people, their home is the biggest investment they’ll ever make and having it auctioned off by the sheriff at a discount creates many years of financial ruin. The...