Debt Consolidation vs. Chapter 13

It is very easy to find yourself with more debt than you can realistically handle. When this happens, debt collectors begin calling you and liens may even be put on your property. At this point, you have to do something. Overwhelming debt is not something that can...

How Long Does Chapter 13 Bankruptcy Take?

When people are considering chapter 13 bankruptcy, they usually have a number of questions. One of the most common is “how long is this going to take?” People want to know when they will finally be able to put this debt behind them and begin rebuilding their financial...

Can You File Bankruptcy on Medical Bills?

It is a sad fact that medical issues often lead to large medical bills. These bills can be astronomical in size and impossible to pay in a timely manner. They often leave people feeling like they have no options and will always have this large debt hanging over their...

Will Filing Chapter 7 Affect My Spouse?

When you’re contemplating bankruptcy, it is important to consider the whole picture and how different people in your life will be impacted. For many in this situation, their spouse is the person they worry about most. Will my spouse have to file for bankruptcy as...

FHA Loan After Bankruptcy

After bankruptcy, most people want to begin rebuilding their life as soon as possible. This often involves the purchase of a home to live in. For low to moderate income families, an FHA loan can make this purchase much more realistic. But, can you receive an FHA loan...