PA Bankruptcy Means Test: What It Is & How It Works

Bankruptcy can seem very complicated to your average person. There are a lot of factors which determine not only if you are eligible for bankruptcy, but which specific chapter of bankruptcy. For the majority of individuals, the options are usually chapter 7 or chapter...

Does Filing Bankruptcy Affect Financial Aid?

For many, a college degree is a requirement for the career path they would like to pursue. Unfortunately, with the price of tuition, housing, and other fees, a college education is an expense that the vast majority of people cannot afford to pay for out of pocket. In...

A Guide to Debt Collection Laws in Pennsylvania

Historically, debt collection has been an industry rife with corruption, harassment, and other unscrupulous practices. In order to protect residents in debt, Pennsylvania has created a number of regulations and laws designed to govern exactly how debts can be...

How Long Do Late Payments Stay on a Credit Report?

When applying for car loans, mortgages, personal loans, and more, lenders use your credit score to determine not only interest rates, but if the lender will even grant you a loan in the first place. For this reason, a poor credit score can have a seriously detrimental...