Claiming Bankruptcy in PA
Schedule a FREE consultation with our bankruptcy attorneys in Pottstown, PA
Types of bankruptcies
Bankruptcy Law
Learn about the bankruptcy options available to you and how we can help.
Chapter 7 Bankruptcy
When you file a petition under Chapter 7, you are asking the courts to discharge your debts. Chapter 7 allows you to eliminate your debts in exchange for giving up property, aside from exempt property. Less than 5% of cases require sale of any asset.
Chapter 13 Bankruptcy
Chapter 13 bankruptcy requires you to file a plan showing how you will pay off past-due and current debts over an extended period of time. Through Chapter 13, you are allowed to keep valuable property that might be lost under Chapter 7. Debts are paid back somewhere between 0.1% and 100% of what is owed.
Bankruptcy Alternatives
When struggling with debt, filing Chapter 7 or Chapter 13 bankruptcy may not be your only option. Discuss with a bankruptcy attorney to determine if there are alternatives that may work better for the financial troubles you are facing.
How do I file for bankruptcy in Pennsylvania?
When struggling with debt, filing Chapter 7 or Chapter 13 bankruptcy may not be your only option. Discuss with a bankruptcy attorney to determine if there are alternatives that may work better for the financial troubles you are facing.
Counties We Serve
RQP Law’s team of experienced bankruptcy attorneys serve the following counties in Southeastern Pennsylvania:
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- Berks
- Bucks
- Chester
- Delaware
- Lancaster
- Lebanon
- Lehigh
- Montgomery
- Northampton
- York
Our office is located at 192 South Hanover Street, Suite 101, Pottstown, PA 19464. We have an office in Lancaster PA as well. We offer free virtual consultations to new clients who are getting ready to file for bankruptcy. Use our form to book an appointment.
Pennsylvania Bankruptcy Exemptions
Pennsylvania bankruptcy exemption laws protect your property from falling into the hands of creditors. Consult with your attorney to determine whether you qualify for the following exemptions:
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- Homestead
- Motor vehicle
- Tools of the trade
- Wildcard exemption
- Personal property
- Retirement accounts
- Workers’ compensation
- Unemployment compensation
- Veterans’ benefits
- Insurance exemptions
- Earned but unpaid wages
- College tuition accounts
The exemptions you may qualify for are also dependent upon the type of bankruptcy that you are filing for. To best protect your assets, consult with an attorney before filing.
Bankruptcy Courts in Pennsylvania
The United States Bankruptcy Courts in Southeastern Pennsylvania are federal courts authorized to hear bankruptcy cases. Legal representation allows you the best change at relief from your debts. Our attorneys serve as legal advocates who walk with you through every step of filing for bankruptcy.
Eastern District of Pennsylvania Bankruptcy Courts
Reading Office
201 Penn Street, Suite 103
Reading, PA 19601
Phone: (601) 208-5040
Hours: 9:00 A.M. to 4:00 P.M.
Philadelphia Office
900 Market Street, Suite 400
Philadelphia, PA 19107
Telephone: (215) 408-2800
Hours: 9:00 A.M. to 4:00 P.M.
Middle District of Pennsylvania Bankruptcy Courts
Wilkes-Barre
Max Rosen U.S. Courthouse
197 South Main Street, Room 274
Wilkes-Barre, PA 18701
Phone: (570) 831-2500
Harrisburg
Sylvia H. Rambo U.S. Courthouse
11501 North 6th Street
Harrisburg, PA 17102
(717) 901-2800